Buy Here Pay Here vs. Traditional Financing Dealerships
The main difference between Buy Here Pay Here dealerships and traditional car dealers is the financing process. At traditional dealerships, customers most likely need good credit to qualify for a loan from a bank or other financial institution. This can be challenging for individuals with less-than-perfect credit histories, leading to higher interest rates or outright denials.
In contrast, a BHPH used car dealership like Auto America finances your purchase directly. Remember, we are the dealer and the banker. We make the decision in house. This not only speeds up the process but also makes vehicle ownership more accessible for those with challenged credit or no credit at all. Instead of focusing on your credit score, we consider your job and income as the key factors, making it easier for you to secure used car financing and get back on the road quickly.
